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What is Leasing?

Leasing a new car is simply a long-term agreement that allows your company to use a vehicle for a set period of time at a fixed monthly price.

For businesses leasing a car can take a lot of the stress out of providing staff with new vehicles as you can tailor the agreement to suit each person’s needs; changing the length of the lease, the mileage allowance and adding a service and maintenance package.

With our simple 4 step process leasing has never been easier.

Want to know more about the process? Just scroll down to the purple section at the bottom of the page and request your free guide to leasing or take a look at our guide to the business leasing application process. 

Why Choose to Lease?

Leasing cars for your business can make arranging new vehicles for your company and employees a much smoother and hassle-free process. If you decide to lease your business vehicles then you can choose from the latest models every few years without having to worry about their value depreciating.

  • As a business you can claim up to 100% of the VAT back, provided the vehicle is only used for business purposes and all our business offers show prices excluding VAT. To check out our top offers just click here.
  • With a lease the monthly cost is fixed making it easier to manage your budget with expected monthly rental payments.
  • If you decide to opt for a maintenance package on the vehicle, this is also a fixed monthly cost that will cover the cost of servicing and required maintenance of the vehicle for the duration of the lease.
  • All of our lease vehicles are brand new, so if your lease is shorter than three years you will not need to MOT the vehicle.

Who Can Have a Business Lease?

You could be eligible for a business lease if you are one of the below:

  • Self-employed
  • A sole trader
  • A Limited Liability Partnership (LLP)
  • A Limited Company (Ltd)

In order to qualify for a business lease, funders may ask for proof of how long the business has been operating or proof of income. We will let you know if this is required. 

Try the quiz on this page to see if you are eligible for a business lease.  

Types of Business Leases:

There are two main types of business leases we offer – Business Contract Hire Leases and Finance Leases.

A Business Contract Hire (BCH) is a form of long-term rental, that allows you to lease a vehicle for a set period of time. You can choose to pay a higher initial rental payment to reduce the cost of the following monthly rental payments.  

A Finance Lease is different to a contract hire as there is the option to purchase the vehicle at the end of the lease. The full cost of the vehicle, including interest charges, may be spread over the duration of the contract or you can choose to have lower monthly payments and one substantial final payment. 

Other Things to Consider:


It will be your responsibility to insure the vehicle for the duration of the lease. The insurance will need to be fully comprehensive.

GAP Insurance

GAP insurance will cover you if the vehicle is written off or stolen and unrecoverable, and there is a gap between what your insurer and funder value the vehicle and remainder of the lease at. For more information on GAP insurance click here.

Fleet Management

If you need to lease a lot of vehicles for your business you may want to look into fleet management.

Take a look at Wessex Fleet's fleet management options here. 


Unless you opt for a maintenance package as part of the lease it will be your responsibility to service and maintain the vehicle, in accordance with the funder and manufacturer’s guidelines.

If you have chosen to include a maintenance package then you would need to get in touch with the provider and arrange servicing and any maintenance with them. For more details on maintenance packages take a look at our Maintained Lease Guide.


When you take out a lease you will agree to an annual contracted mileage allowance and if this is exceeded then there will be a charge for the excess mileage.

If you do need to amend the mileage during the lease, we can request a quote from the funder for you. Please be aware that most funders will not provide this until your business has had the vehicle for a year so that they have an accurate estimate of the annual mileage.

If you have any more questions about the leasing process then please take a look at our FAQs.

Peace Of Mind

Check out one of our helpful guides or our explaination of leasing to get all your questions answered.

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